Il credito al consumo: il finanziamento nelle vendite nei gruppi automobilistici - il caso FGA Capital
Description of myself
My name is Fabrizio Gino, I am 27 years old and was born September 2, 1984 in Genoa.
I graduated in accountancy at the La Salle School ITC in Turin.
I studied Economics at the University of Genoa, where I graduated in Business Administration in October 2011. During the period of study I obtained the ECDL or the European Computer Driving Licence, which is divided into 7 sections: Word, Excel, PowerPoint, Access, e-mail, Internet, file management.
I did an internship at FGA Capital in finance in particular in financing sales of passenger cars.
I have good knowledge of English and French. I am in possession of driving license category A and B and have own car
Focus on the thesis:
The thesis aims to provide an overview of the evolution and characteristics of the consumer credit deepening its specific form as the financing vehicle sales.
In the first part of the thesis deals with the historical evolution of consumer credit, its role in supporting economic development, the rules that regulate it in Italy and in Europe, the risks involved and a quantitative part at the European and Italian.
In the second part of the thesis explores, entering in the specific case of FGA Capital (JV between Fiat Group Automobiles and Crédit Agricole), the importance and the role of a financial sale of motor vehicles, credit management, risk assessment, the sources of funding.
Studi
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Laurea I ciclo (triennale) in Economia aziendale
conseguita presso Università degli studi di Genova nell'anno 2010-11
con una votazione di 83 su 110
sostendendo i seguenti esami:Materia Voto Economia aziendale 24 Ragioneria 27 Economia degli intemediari finanziari 22 Economia e gestione dellle imprese 21 Economia e gestione delkle imprese internazionali 23 Diritto privato 24 Diritto pubblico 22 Diritto commerciale 26 Marketing 18 Finanza aziendale 23 Analisi di bilancio per le performance economico-finanziarie 22 Scienze delle finanze 24 -
Diploma di maturità
conseguito presso il
Istituto tecnico
con votazione 62/100°
Esperienze lavorative
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Dal
2010
ha lavorato
presso
FGA Capital
nel settore
Servizi fiscali, finanziari, assicurativi e legali
Mansione: Stagista
Lingue straniere
- Inglese parlato e scritto: discreto
Conoscenze informatiche
- Livello buono